Chief Life Insurance Advisor · LIC of India
26 Years. Thousands of Families. One Promise.
About Sukanya
For over two and a half decades, Sukanya Premkumar has been the trusted advisor for more than 2,000 families across Kasaragod district and Kerala. As a Chief Life Insurance Advisor with LIC of India, she brings a rare combination of deep expertise, personal dedication, and a genuine commitment to securing her clients' futures — with all policy services across India, 24-hour cash payment support, and complete online service.
A pioneer at the KSD Branch — the first-ever MDRT, Double MDRT, and Court of the Table qualifier — Sukanya's achievements span national and international platforms: MDRT meetings across India, and international conferences in Singapore and Malaysia (with spouse, qualified).
Recognition & Credentials
Million Dollar Round Table member continuously since 2004 — a globally recognized mark of excellence in life insurance advisory.
Qualified for the prestigious Double MDRT level four times — a distinction achieved by fewer than 2% of advisors worldwide.
Achieved the Court of The Table (COT) recognition in 2020 — representing performance at three times the MDRT production standard.
Consistent Centurion qualifier, year after year — a testament to unwavering dedication and client retention.
Member of LIC's exclusive Galaxy Club — the highest tier of recognition for elite-performing LIC agents across India.
The first-ever MDRT, Double MDRT, and Court of the Table qualifier from the KSD Branch — a historic achievement for the region.
Represented India at the MDRT International Conference in the United States, visiting Philadelphia, Orlando, New York, Florida, and Niagara — joining the world's top financial and insurance professionals on the global stage.
Moments & Milestones
What I Offer
Comprehensive term and whole-life protection plans tailored to safeguard your family's financial future against life's uncertainties.
Goal-based savings and endowment plans that grow your wealth while providing life cover — ideal for salaried professionals and business owners.
Dedicated plans that secure your child's education and marriage goals, ensuring their dreams are never compromised, even in your absence.
Retirement advisory and pension solutions that guarantee a comfortable, dignified life after your working years — plan now, prosper later.
Plans designed to protect against medical emergencies and critical illnesses, ensuring your family faces no financial burden during health crises.
Comprehensive vehicle insurance solutions for your car and two-wheeler — hassle-free coverage, quick claims support, and expert guidance at every step.
Assistance with PAN card applications, corrections, and related documentation — a convenient, reliable service offered right from our office in Hosangadi.
Full policy service and claim support for clients across India. 24-hour cash payment option available. Complete online service — wherever you are, Sukanya is there for you.
Expert review of existing policies, renewal assistance, and hands-on support through every step of the claims process — I stay with you.
Why Sukanya
Two and a half decades serving Kasaragod families — deep product knowledge, regulatory awareness, and trusted relationships that span generations.
MDRT, Double MDRT, COT, and Galaxy Club — these aren't just titles. They are the measurable proof of exceptional performance and client outcomes.
From policy selection to claim settlement, Sukanya remains your advisor — not just your agent. A relationship built on trust, not transactions.
Based in Hosangadi, Kasaragod — trusted across Kerala with the cultural understanding and genuine care that only a community advisor can provide.
Client Stories
"Sukanya madam has been our family's trusted advisor for years. Her dedication and personal attention to every policy is remarkable. She has always been there whenever we needed guidance — truly exceptional service."
"I have known Sukanya madam for many years. She handles all our family's insurance needs with great professionalism and care. Her 24-hour availability and online service make everything so convenient. Highly recommended."
"Sukanya madam guided our entire family into the right LIC plans at the right time. Her honesty and transparency set her apart from anyone else. We are proud to have her as our lifelong financial advisor."
"As a doctor I value precision and reliability — and Sukanya madam delivers both. She structured the most suitable plans for my family and her claim support is second to none. A trusted name in financial advisory."
"Sukanya madam has helped me plan my savings and protection goals with great clarity. She is always a phone call away and her advice is always in the best interest of her clients. I strongly recommend her to everyone."
"We have been with Sukanya madam for over a decade. She understands our family's needs deeply and has always provided the right coverage at the right time. Her MDRT-level expertise truly shows in every interaction."
"Sukanya madam handles our entire family's portfolio with great thoroughness. From new policies to renewals and claims, she is always present to guide us. Her all-India service network is a huge advantage for us."
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